Terms and Conditions

By accessing and using this website ("Site"), acceptance to be bound by the terms and provisions of this agreement is provided. If agreement to these terms and conditions is not given, please do not use this service.

Our website provides an online platform that helps consumers:

• Compare auto insurance quotes from multiple providers
• Connect with licensed insurance agents and brokers
• Access information about insurance coverage options
• Submit applications for insurance coverage

We act as an intermediary between consumers and insurance providers. Insurance coverage is not provided directly by us.

Age Requirements

Users must be at least 18 years old to use our services. By using this website, representation and warranty is made that the user is at least 18 years of age.

Accurate Information

Accurate, current, and complete information must be provided when:

• Completing our quiz or application forms
• Speaking with insurance agents or representatives
• Submitting any documentation or information

Permitted Uses

The website may be used for lawful purposes only. Use of the site is not permitted:

• In any way that violates applicable federal, state, local, or international law
• To submit false, inaccurate, or misleading information
• To interfere with or disrupt the site's servers or networks
• To attempt to gain unauthorized access to any portion of the site
• For commercial purposes without express written consent

Prohibited Activities

The following activities are strictly prohibited:

• Scraping, harvesting, or collecting data from the website
• Using automated systems or bots to interact with the site
• Reverse engineering or attempting to extract source code
• Distributing viruses, malware, or other harmful code
• Impersonating another person or entity

Quote Accuracy

Insurance quotes provided through this service are estimates only. Final rates and coverage terms are determined by the insurance companies and may differ from initial quotes based on:

• Verification of information provided
• Underwriting guidelines and requirements
• State regulations and local factors
• Credit history and driving record review

No Guarantee of Coverage

No guarantee is made that qualification for insurance coverage or receipt of quoted rates will occur. Insurance companies reserve the right to approve or deny applications based on underwriting criteria.

Insurance Partners

Work is conducted with licensed insurance agents, brokers, and companies. These third parties:

• Are independent entities not controlled by this company
• Have their own terms and conditions
• Are responsible for their own services and products
• May contact users directly regarding insurance products

Marketing Consent

By using the service, consent is provided to be contacted by our insurance partners via:

• Phone calls (including automated calls)
• Text messages
• Email communications
• Direct mail

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of the company or licensors and is protected by copyright, trademark, and other intellectual property laws.

Content may not be copied, modified, or distributed without permission. Trademarks and logos may not be used without authorization. Creation of derivative works based on website content is not permitted. Copyright or proprietary notices may not be removed.

Privacy is important. Collection and use of personal information is governed by the Privacy Policy, which is incorporated into these Terms by reference.

Service "As Is"

The website and services are provided on an "as is" and "as available" basis. No warranties, express or implied, are made regarding:

• The accuracy or completeness of information
• Uninterrupted or error-free service
• The quality of insurance products offered by partners
• Compatibility with specific needs

No Professional Advice

Information provided on the website is for general informational purposes only and does not constitute professional insurance, legal, or financial advice, recommendations for specific insurance products, or a guarantee of coverage or rates.

To the maximum extent permitted by law, the company shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

• Use of the website or services
• Inability to use the website
• Errors or omissions in content
• Actions of third-party insurance providers
• Loss of data or business interruption

Indemnification is required for the company, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from:

• Violation of these Terms and Conditions
• Use of the website or services
• Information provided to the company or partners
• Violation of any third party's rights

The company reserves the right to terminate or suspend access to the website at any time, without notice, for any reason, including:

• Violation of these Terms and Conditions
• Fraudulent or illegal activity
• Technical or security concerns
• Discontinuation of services

These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States and the state where the company is located. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts in that jurisdiction.

The company reserves the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on the website. Continued use of the website after any changes indicates acceptance of the new terms.

If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

If questions about these Terms and Conditions arise, please contact:

Email: affiliate@marketcall.com

These Terms and Conditions, together with the Privacy Policy, constitute the entire agreement between the user and the company regarding use of the website and services.

Acknowledgment: By using this website, acknowledgment is given that these Terms and Conditions have been read, understood, and agreed to.